Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

If you’ve shopped for pet insurance online recently, you’ve likely noticed a long list of optional extras tagged as add-ons ...

While sales practices around add-on insurance have been widely criticised, and the creation of a deferred sales model (DSM) to regulate them was explicitly recommended by Commissioner Kenneth Hayne, ...