People Choosing Kindness on Instagram: "We need more people like him. Joel Armstrong, a 43-year-old banker in Spokane, looked out his office window and saw a sight that tugged at his heart. A nest of newborn ducklings, perched precariously high, were stranded. Their mother had flown down to the ground, calling for them to follow, but the tiny ducklings were too afraid to make the leap. Knowing he had to act, Joel turned to Google, learning that mother ducks eventually call their young to jump. W

Banker's Algorithm: Step-by-Step Example (Part 2)