I want to introduce the idea of the eight forms of capital. These are financial capital, material capital, intellectual capital, moral capital, physical capital, cultural capital, social capital, and experiential capital. You will find that many of these capitals are not things you can buy. Most of them are developed over time. To start a business, you need eight forms of capital. So, therefore, wherever you are today, you are already developing the capital you need. #YouWereMadeToBeFruitful #Bu