From double-digit mortgage rates in the 80s to all-time lows in 2020, one thing has never changed: 🏡 Real estate keeps moving forward. ✔️ Buyers found homes they loved ✔️ Sellers cashed out and moved up ✔️ Families built long-term wealth Rates go up. Rates go down. But opportunities are always here — if you know where to look. Thinking about buying or selling? Let’s put a plan together that works in TODAY’S market. 🗝️ #lockandkeymortgage #mortgagerates #realestatetips #homebuyerhelp #mortgageb

Minsan, ang refinancing ay hindi lang tungkol sa rates —ito ay tungkol sa strategy. Pwede kang makatipid sa interest, pagsamahin ang utang, o gamitin ang equity para sa renovation o business. Ang goal ay hindi lang “bawasan,” kundi ayusin ang daloy ng pera mo. Pero timing is key — at dapat guided ka sa tamang proseso. Kaya kung iniisip mo mag-refi, siguraduhin may plano, hindi padalos-dalos. Message me if gusto mo ng guide or help. #TheMortgagePinay #RefinanceCanada #MortgageStrategy #LowerYourR